Credit Card Merchant Audit

Credit Card Merchant Audit

Our Credit Card Audit focuses solely on expense reduction within the payments industry. Our
expertise and experience coupled with our thorough expense reduction process, ensures a
competitive advantage over other firms advertising similar services.

Service Overview

Our Credit Card two-phase approach to expense reduction is unparalleled in the payments industry. We correct the processing plan to reflect the most competitive plan type and rate, using formulated, specific asks of the existing provider.

Our team then works with the client to further reduce the nonnegotiable fees through processing optimization, where we can help qualify payment transactions at lower interchange rates by passing through additional processing data.

Target Industries

We have seen the highest success rate for merchants that process credit card transactions where the card is not physically present. This is referred to as a Card Not Present (CNP) environment, and includes B2B and eCommerce companies. Companies processing card payments between $1M and $20M on an annual basis typically have the largest potential savings opportunity.

For card present locations, where the credit card is physically swiped at a terminal device, there may still be significant savings. These types of merchants shouldn’t be disqualified before conducting a detailed analysis of their savings potential.

Typical business categories with proven savings results include the following:                            


• Law firms focusing on corporate litigation and transactions
• Corporate accounting firms
• Manufacturers
• Distributors                                                         


• Online retailers
• Phone / Internet / Catalog Orders

                     Minimum Requirements
Potential clients must annually process in excess of $300,000 in card payment volume and provide us with 1-2 recent monthly merchant processing statements
in order to calculate the Baseline Processing Rate, used to measure future savings.

Contact us to learn more.